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The emails have already started: You owe the government $20,000 after you graduate.

I've started my senior year, which means soon I will never have to take a class again or have to run to an exam because I overslept. But it also means I'll have to be responsible for my rent, utilities, car payment and salary, all without the help of dear old mom and dad. I'll have to pay for pretty much everything once I'm out of college, and coupled with dealing with student-loan payments, that's a pretty scary prospect.

But now that such a threat is looming, I really wish I was required to take a class that was devoted to money management and budgeting my money so I'm not living paycheck to paycheck.

General education classes already fill up a majority of an undergraduate student's first years of college, though the courses technically can be taken all throughout their collegiate careers. What's one more class?

Universities make English majors take math and science classes and engineering majors take composition and history classes. Why not include a course that will legitimately benefit a student in the outside world, rather than giving them a rough — and sometimes cursory — understanding of a subject they already have no interest in anyway?

The fact of the matter is, many college students leave universities crippled with debt. A CNN Money article states that roughly 19 percent of those with student loans owe more than $50,000. That's up nearly 13 percent since 2001, according to that same article. And that's just 19 percent of the more than 40 million Americans with student-loan debt.

College is about preparing for your future, but your future doesn't just involve what you'll be doing professionally. We learn the ins and outs of our future careers, but strangely, we ignore the financial side of growing up. UCF has an intro-to-college-esque course already, SLS 1501, but it is neither mandatory nor does it concentrate entirely on money management. Many students leave college having no clue how to manage their money. Why not change that?

For students to be successful after college, they not only have to really excel academically and get the most out of their education, they also need to know how to handle life after graduation intelligently. If college is truly about preparing for the future, then a student's financial future, as well as their professional one, should be a top priority as well.

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